Lead Machine Learning Scientist (Monzo Co-pilot Search Team)

Women in Data® • United Kingdom

Remote Visa Sponsorship

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AI Summary

Lead advanced ML model development and deployment to enhance Monzo’s intelligent financial assistant, improving customer search, personalization, and decision-making. Own end-to-end ML solutions, from problem definition to production impact, leveraging user embeddings, contextual bandits, and ranking algorithms. Drive innovation in a fast-paced, cloud-native environment with 15M+ customers.

Key Highlights

Technical leadership in building and shipping state-of-the-art ML models for financial search and personalization

Own end-to-end ML projects with measurable business and customer impact in production

Collaborate with cross-functional teams (Backend, Product, Data Scientists) in a fast-moving fintech environment

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Key Responsibilities

Develop and deploy advanced ML models (e.g., user/product embeddings, contextual bandits, personalized ranking) to enhance financial search and discovery for 15M+ customers

Lead end-to-end ML projects from problem definition to production impact, ensuring scalability, explainability, and responsible AI

Collaborate with cross-functional teams (Backend, Product, Data Scientists) to solve complex financial problems and improve customer outcomes

Drive innovation and experimentation with cutting-edge ML techniques while justifying technical approaches to business needs

Leverage cloud-native data platforms and microservices (Go lang exposure encouraged) to iterate rapidly on ML solutions

Technical Skills Required

Python Machine Learning SQL

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Benefits & Perks

Annual salary of £115,000 - £150,000 + performance-based incentives

Visa sponsorship for relocation to the UK

Flexible working hours with trust-based remote work (UK-wide)

£1,000 annual learning budget for training and conferences

Part-time work accommodations

Equal opportunities and diversity/inclusion initiatives

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Nice to Have

Experience with personalization, ranking, and recommendation systems for consumer applications

Commercial experience writing production-grade code in microservices architectures

Background in financial services or fintech domain

Job Description

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.