Senior Backend Engineer, Payments Infrastructure

Recruiting from Scratch • San Francisco Bay Area

Relocation

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AI Summary

Design and build the next generation of the company's payments infrastructure, supporting large-scale global financial operations. Develop highly reliable backend systems for payout orchestration, settlement processing, reconciliation, and ledger management. Partner closely with Engineering, Finance, Product, Operations, and Fraud teams to improve financial system reliability and drive long-term architectural improvements.

Key Highlights

Build resilient, observable, and highly automated financial infrastructure for global AI marketplace

Design immutable, auditable ledger systems ensuring financial correctness and scalability

Integrate with payment processors, banking APIs, and financial infrastructure providers while maintaining abstraction

Key Responsibilities

Design and build the next generation of the company's payments infrastructure, supporting large-scale global financial operations

Develop highly reliable backend systems that power payout orchestration, settlement processing, reconciliation, and ledger management

Build end-to-end observability across payment workflows to proactively detect failures and improve operational reliability

Design immutable, auditable ledger systems that ensure financial correctness and long-term scalability

Build automation that eliminates manual treasury, payout, and financial operations workflows

Architect scalable settlement ingestion and reconciliation pipelines across multiple payment providers

Improve resilience, monitoring, and fault tolerance across distributed financial systems

Integrate with payment processors, banking APIs, and financial infrastructure providers while maintaining abstraction and portability

Partner closely with Engineering, Finance, Product, Operations, and Fraud teams to improve financial system reliability

Drive long-term architectural improvements by identifying and eliminating root causes rather than implementing short-term fixes

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Technical Skills Required

Backend engineering Payment infrastructure Distributed systems Observability and monitoring Ledger systems

Benefits & Perks

Base salary: $130,000–$400,000

Generous equity package vested over four years

Bi-annual performance bonus structure

Up to $15,000 relocation assistance

Complimentary Equinox membership

Comprehensive medical, dental, and vision coverage

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Nice to Have

Building ledger systems, reconciliation engines, settlement platforms, or treasury infrastructure

Familiarity with Kubernetes, Temporal, workflow orchestration, or distributed systems platforms

Experience working directly with banking APIs, ACH, wire transfers, or international payment systems

Knowledge of PCI-DSS, payment security, encryption, and financial compliance best practices

Background at high-growth fintech companies or infrastructure-focused startups

Strong ownership mentality with experience designing systems that operate under significant financial and operational scale

Interest in AI infrastructure, marketplaces, and large-scale financial operations

Job Description

Who is Recruiting from Scratch: Recruiting from Scratch is a specialized talent firm dedicated to helping companies build exceptional teams. We partner closely with our clients to deeply understand their needs, then connect them with top-tier candidates who are not only highly skilled but also the right fit for the company’s culture and vision. Our mission is simple: place the best people in the right roles to drive long-term success for both clients and candidates.

https://www.recruitingfromscratch.com/

Senior Backend Engineer, Payments Infrastructure

Location: San Francisco, CA / New York, NY

Company Stage of Funding: Series C AI Infrastructure Company ($10B Valuation)

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