C

Data Scientist - Collection Intelligence

Full Remote
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Design strategies, analyses, and models that make credit card collection smarter and more effective. Own collection intelligence from model development through production deployment and monitoring. Requires hands-on collection/credit experience, strong analytics, and fluency in Python and SQL.

Key Highlights
Own credit card collection intelligence and expand to other collection fronts
Build and improve propensity-to-pay, risk segmentation, and treatment/channel optimization models
Analyze performance, design experiments, and translate findings into policy and flow changes
Ship models and rules to production with engineering and operations
Fully remote, distributed, autonomous, and collaborative role
Key Responsibilities
Design strategies, analyses, and models for the credit card collection portfolio
Develop and improve propensity-to-pay, risk segmentation, and treatment and channel optimization models
Analyze collection performance and design experiments
Translate findings into concrete changes in policies and collection flows
Partner with engineering and operations to deploy and monitor models and rules in production
Collaborate on lending modeling work and take on other collection fronts as the business grows
Technical Skills Required
Python SQL Machine Learning
Nice to Have
Experience with experimentation (A/B tests, champion/challenger strategies) and causal inference
Experience deploying and monitoring models in production
Familiarity with cloud data platforms (GCP/BigQuery or AWS) and version control (Git)
Experience with LLMs and Agents
Builder and proactive mindset
Ability to communicate effectively in both English and Portuguese

Job Description

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