Lead Machine Learning Scientist

monzo • United Kingdom

Visa Sponsorship Relocation

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AI Summary

Lead the development and deployment of advanced ML models to help customers search for and find answers about their financial lives. Build scalable, explainable AI solutions for financial product search, ranking, and recommendation systems. Requires deep expertise in Python, ML modeling, and a product mindset to deliver measurable business impact.

Key Highlights

Build and ship ML models for financial product search and discovery

Develop user and product embeddings, contextual bandits, and personalized ranking algorithms

Lead technical team while being an individual contributor with 15+ million customers

Focus on explainable, responsible AI that enhances customer trust and transparency

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Key Responsibilities

Build and ship advanced ML models to help customers search for and find answers about their financial lives

Develop user and product embeddings to better understand customer behaviors

Implement contextual bandits for optimizing real-time financial decisions

Create personalized ranking algorithms to improve search and discovery

Build scalable, explainable, and responsible AI solutions for financial products

Technical Skills Required

Python Machine Learning SQL

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Benefits & Perks

£115,000 - £150,000 + Incentive Awards

Flexible working hours

Learning budget of £1,000 per year

Relocation assistance available

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Nice to Have

Experience with Go language

Experience with personalisation, ranking & recommendation problems

Commercial experience writing critical production code and working with microservices

Job Description

We’re waving goodbye to the complicated and confusing ways of traditional banking.After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

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