Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.
Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats.
Role Summary
The Product Manager plays a critical role in executing Cowbell’s vision to build a smarter, cyber-centric insurance ecosystem. This role owns the product lifecycle from discovery to delivery and ensures every feature, workflow, and release contributes to a more seamless, data-driven, and differentiated experience for brokers, policyholders, and underwriters.
Working within a player-coach structure, the Product Manager partners closely with engineering, underwriting, UX, and data science teams to translate strategy into actionable roadmaps and deliver measurable business value.
Key Responsibilities
- Own the Product Lifecycle: Manage products or features from concept through delivery, ensuring alignment with Cowbell’s strategic objectives and the broader product roadmap.
- Translate Strategy into Action: Turn high-level goals from the Manager of Product Managers into prioritized roadmaps, epics, and user stories that deliver tangible business outcomes.
- Drive Execution: Lead backlog grooming, sprint planning, and cross-functional coordination to ensure timely, high-quality releases.
- Champion the User: Collaborate with design, engineering, and underwriting to build user-centric solutions that address customer pain points and advance Cowbell’s mission of cyber resilience.
- Data-Driven Decision Making: Gather and synthesize customer feedback, usage analytics, and market research to inform prioritization and iteration.
- Collaborate Cross-Functionally: Serve as the primary liaison between product, engineering, design, underwriting, and sales, ensuring shared understanding and consistent communication across teams.
Qualifications
- 3+ years of experience as a Product Manager or Product Owner in a technology-driven environment.
- Strong understanding of the software development lifecycle and agile methodologies.
- Experience in commercial insurance, cyber insurance, or MGA operations strongly preferred.
- Demonstrated ability to translate complex business needs into clear technical requirements and user stories.
- Experience working with B2B or B2B2B platforms; familiarity with Atlassian tools (Jira, Confluence) a plus.
- Excellent communication and collaboration skills, with the ability to align diverse stakeholders around shared objectives.
- Analytical mindset with the ability to use qualitative and quantitative data to drive prioritization and decision-making.
Our US Benefits include (but are not limited to):
- Flexible PTO policy, 12 paid holidays in the US
- Company subsidized medical, dental, and vision insurance (90% for employee and eligible dependents)
- Flexible Spending Accounts or Health Savings Accounts, depending on your selected health insurance
- Stock options in a rapidly scaling startup
- 401(k) program with employer matching
- Company paid basic Life, AD&D, STD & LTD and Voluntary benefits
- 16 weeks paid Parental Leave for all new parents
- Winner of Inc. Magazine’s Annual List of Best Workplaces for 2022 & 2023
Work Location:
- This is a fully remote position, but we are currently only hiring candidates located in the following states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IA, KY, MD, MA, MI, MN, MO, MS, NC, NE, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, DC, WI
Equal Employment Opportunity:
We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status.
Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk.
At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards.
We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development.
Cowbell is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website.
For more information, please visit https://cowbell.insure/.
Cowbell Cyber does not permit the use of AI tools during any stage of our interview process. By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.
