About Addi
We are a technology company working to transform credit and banking in Latin America starting with point of sale finance. We aim to build fair, simple and affordable financial services that empower our clients, treating them with dignity, and building financial freedom. We launched in February 2019 and have already served millions of clients and disbursed millions of dollars.
We operate as a full stack startup. We have built our core systems and processes from scratch, and we believe our technology and analytics platform will drive our progress into the years to come. We come at this with deep experience building and growing technology teams and financial products. As important as what we do is how we do it. We are a conscious company and are deeply committed to working and living our five core values - A company of owners inspiring colleagues, we pull rabbits out of hats, we care and we trust, act with integrity, win today every day, and scale exponentially.
We are backed by Andreessen Horowitz, Monashees, Village Global, and an outstanding team of individual angels, including Kevin Ryan, Josh Abramowitz, and Scott Weiss.
What You Will Do
- As a Lead BA, your mission will be to own an area of the business and be accountable for its performance. As an owner you will be the central node that connects all of our different functions together: data, product, tech, collections, legal, etc.
- Be an expert in data-driven decision making and cross-team collaboration, and constantly think of new ways to improve the Business, whether or not it is related to their direct area of accountability. We expect you to not only drive initiatives, but to also be an end-to-end owner.
- The expert on our Portfolio and Collections area (Portfolio Management, Collections Performance, Strategies and its execution), setting targets and proactively understanding when performance changes vs expectations.
- Establish an early arrears strategy and reduce missed first payment rates by over 10%.
- Identify, test and implement new Forbearance strategies to help clients who are willing but temporarily unable to pay get back on track.
- Increase the Recoveries of charged-off loans by 50% through the use of a segmented outbound approach.
- Lead the update of all Collection Communications, reviewing the content and tone to increase Liquidation Rates by 5%.
Requirements
- 4+ years in Analytics, with at least 2 years of this in Lending. Collections experience is preferable but not a must.
- Fluent in English is a must
- Strong analytical and data capabilities, backed up by technical coding skills. SQL is a must, Python and Looker experience is a plus.
- Daily Coding Experience.
- An understanding of lending economics and have experience developing and deploying underwriting strategies and credit models.
- Have experience in Project Management and co-ordination across teams.
Desired Qualifications
- Excel proficiency
- Data science knowledge (advanced statistical techniques beyond basic linear regression, functional skills in R and Python)
Benefits
- Work on a problem that matters and empower merchants across the region.
- Build a lasting company from the very beginning, helping define every aspect of it.
- Massive market opportunity ahead of us; we are growing faster than pretty much any other fintech lender was at our stage.
- Work alongside a great and diverse team that cares about what we are doing and how we are doing it.
- Generous compensation, including equity, 100% health insurance (and 50% for dependents), unlimited time-off and working remotely, visa sponsorship
