Vice President of Finance and Accounting

Vice President of Finance and Accounting

Remote (U.S.) — with Required Travel to Florida HQ | Full-Time, Executive

Reports To: President / CEO

About the Role

The Vice President of Finance and Accounting is the senior finance operator responsible for protecting the financial integrity of the organization while actively enabling growth, execution, and operational speed across all business verticals. This role owns accounting discipline, cash management, financial reporting, controls, budgeting, forecasting, settlement economics, and financial decision support across payments, ACH, cashless ATM, ATM, merchant services, fintech products, hardware, partnerships, and any future affiliated business lines.

This is not a traditional back-office finance role. The VP of Finance and Accounting must operate as a business partner to Sales, Operations, Compliance, Product, Customer Support, Banking, Risk, and Executive Leadership — bringing financial rigor without becoming a bottleneck.

Reporting directly to the President / CEO, this leader will sit at the intersection of finance, accounting, operations, partnerships, banking, and compliance. The ideal candidate is a unicorn hybrid: technically strong in accounting and finance, but commercially minded, operationally useful, and comfortable supporting a complex, fast-moving fintech and merchant-services organization.

Location & Travel

This role is remote, with the expectation that candidates are open to spending time at our Florida office initially, transitioning to at least monthly travel to corporate headquarters thereafter. Overnight travel should be expected as part of this cadence. Relocation assistance is available for candidates who would prefer to relocate.

Compensation & Perks

• Generous compensation package with annual bonus
• Unlimited Paid Time Off
• 100% of insurance premiums paid for by the employer

Key Responsibilities

Executive Finance & Accounting Leadership

• Lead finance and accounting across all current and future business verticals, including specialty payment programs, cashless ATM / ATM programs, ACH products, hardware programs, and specialty financial services.

Looking to advance your Product Management career with relocation support? Explore Product Management Jobs with Relocation Packages that include comprehensive packages to help you move and settle in your new role.

• Build scalable finance infrastructure that protects the company while supporting expansion, product launches, and bank-partner requirements.
• Serve as strategic finance partner to the President / CEO on growth planning, pricing strategy, partnership economics, and capital allocation.

Accounting, Controls & Financial Reporting

• Own monthly, quarterly, and annual accounting close, including reconciliations, accruals, revenue recognition, and financial statement preparation.
• Maintain accurate books and records across all entities, verticals, bank accounts, and product lines.
• Implement accounting controls protecting cash, settlement activity, ACH flows, receivables, payables, reserves, rebates, fees, commissions, and chargebacks.
• Develop financial reporting packages for executive leadership covering performance, cash position, vertical profitability, and risk.
• Coordinate with outside accountants, auditors, and attorneys on reporting, filings, audits, and bank due diligence.

Operational Finance & Business Partnership

• Partner with Operations, Sales, Compliance, and Banking to solve business issues quickly while maintaining financial controls.
• Support merchant onboarding, settlement, billing, reconciliation, commission, and partner payout workflows.
• Build financial workflows for new products and partnerships before launch, including revenue recognition, cost tracking, and reporting.
• Identify process gaps, financial leakage, underbilling, margin compression, and reconciliation breaks.

Treasury, Cash Management & Flow of Funds

• Own visibility into cash position, liquidity, bank-account activity, reserve accounts, and intercompany transfers.
• Support flow-of-funds documentation for cashless ATM, ATM, ACH, merchant settlement, MCA split-settlement, rebates, reserves, and partner payouts.
• Ensure outgoing funds are mapped to approved merchants, receivers, vendors, agreements, and ACH authorizations.
• Develop treasury reporting covering daily cash, inflows/outflows, settlement exposure, and reserve requirements.

Discover our full range of relocation jobs with comprehensive support packages to help you relocate and settle in your new location.

Forecasting, Budgeting & Business Performance

• Build and maintain rolling forecasts, annual budgets, vertical-level P&Ls, cash forecasts, and scenario plans.
• Validate pipeline economics, pricing models, commission structures, and new vertical assumptions.
• Support pricing decisions across ACH, payments, cashless ATM, ATM, hardware, and specialty financial products.
• Create dashboards tracking revenue, margin, operating expenses, cash burn, and business-unit profitability.

Compliance, Banking & Audit Support

• Support bank-packet requests, enhanced due diligence, ACH documentation, NACHA audit support, and BSA / AML / OFAC support.
• Ensure finance-related compliance evidence is complete, organized, and retrievable for bank partners, auditors, and leadership.
• Support internal and external audit requests with clean schedules, reconciliations, and workpapers.

Partnership Economics & Deal Support

• Evaluate financial terms for bank partners, processors, ACH providers, ISOs, resellers, and hardware vendors.
• Model partner economics, revenue shares, rebates, fees, commissions, and profitability by relationship.
• Support leadership in negotiating terms that protect the company while allowing deals to move forward.
• Track partner performance and escalate underperforming or financially risky relationships.

Technology & Process Automation (AI Enablement)

• Identify and implement AI-powered tools and automation across accounting and finance to streamline close, reconciliation, reporting, and AP/AR workflows.
• Lead adoption of AI-driven solutions for transaction coding, settlement reconciliation, exception detection, and invoice processing.

Interested in relocating to United State? Check out our comprehensive Relocation Jobs in United State page with detailed relocation packages and benefits.

• Partner with IT and vendors to integrate AI/automation into finance systems (ERP, BI, reporting, payment platforms) without compromising controls.
• Build the business case, ROI analysis, and implementation roadmap for finance automation initiatives.
• Establish governance for AI-assisted financial outputs, ensuring accuracy, auditability, and human oversight.

Qualifications

Required

• Minimum 8+ years of progressive finance, accounting, controllership, FP&A, treasury, or operational finance experience, preferably within fintech, payments, merchant services, banking, ACH, financial services, or SaaS.
• Strong understanding of GAAP-based accounting, monthly close, reconciliations, cash management, budgeting, forecasting, and internal controls.
• Experience supporting transaction-based businesses, recurring revenue, merchant portfolios, ACH flows, settlement activity, and operational reconciliation.
• Proven ability to partner with Sales, Operations, Compliance, Product, Banking, Legal, and executive leadership in a fast-moving environment.
• Strong financial modeling skills — forecasts, vertical P&Ls, pricing models, cash-flow models, scenario analyses.
• High judgment, strong communication skills, and ability to simplify complex financial issues for non-finance teams.
• Demonstrated experience implementing AI-powered tools and automation within accounting and finance functions.

Preferred

• Experience in merchant services, ACH, cannabis banking, cashless ATM, ATM operations, payment processing, fintech lending, merchant cash advance, or POS integrations.
• Experience supporting bank due diligence, compliance reviews, audits, NACHA support, or BSA / AML / OFAC documentation.
• Experience working across multiple affiliated entities, business verticals, and partner programs.
• Familiarity with QuickBooks, NetSuite, Sage Intacct, Bill.com, Ramp, Brex, Excel / Google Sheets, BI dashboards, Monday.com, Salesforce, or HubSpot.
• CPA, CMA, MBA, or equivalent accounting / finance background preferred, but not required if operational finance experience is exceptional.