CTO/ Solution Architect/ Tech Lead

CTO / SOLUTION ARCHITECT/ TECHNICAL LEAD – FINANCIAL SECTOR

AFRICA - MOZAMBIQUE/MAPUTO

Overview

Lead the technology vision for a disruptive, an AI-native fintech platform revolutionizing financial sector and payments in Mozambique. Build and mentor a lean, high-performing engineering team to develop scalable microservices using Java/Spring Boot, Apache Fineract, and Kubernetes, integrating AI for automation and compliance.

Oversee on-prem infrastructure, ensure regulatory alignment with national swith and Central

Bank, and deliver secure, scalable operations.

Key Responsibilities

•       Define and execute technology roadmap aligned with business objectives.

•       Design and oversee architecture using microservices, APIs, and open-source fintech frameworks (Mifos, Fineract, PaymentHub, National Swtich).

•       Build, mentor, and lead a multidisciplinary engineering team (Backend, DevOps, QA, Mobile, AI/ML, UX/UI).

•       Ensure data protection, security, scalability, and compliance with regulatory standards.

•       Collaborate with leadership, product, and compliance teams to deliver strategic technology milestones.

•       Implement DevOps best practices and CI/CD pipelines for on-premise deployments.

•       Integrate AI-driven insights for automation, decision support, and operational excellence.

Tech Stack & Tools

•       Core: Java / Spring Boot / PostgreSQL / Kafka / Kubernetes.

•       Fintech Frameworks: Apache Fineract, Mifos X, Paymenthub.

•       Data & AI: TensorFlow, Apache Airflow, LangChain.

•       Infrastructure: On-prem Linux servers (Dockerized), CI/CD pipelines.

•       APIs: REST, Open Banking (FAPI), SIMO, Visa/Mastercard integrations.

Experience & Qualifications

•       5+ years in software engineering, in fintech, digital banking, or payments.

•       Proven leadership experience managing diverse, high-performing technical teams.

•       Expertise in scalable architecture, microservices, and open-source banking platforms.

•       Experience with on-prem deployments, compliance, and data sovereignty.

•       Excellent communication skills — English required.

Preferred Skills

•       Experience with open banking, RegTech, or AML systems.

•       Contributions to open-source fintech projects (Mifos, PaymentHub, Mojaloop,

•       Fineract).

•       Understanding of mobile-first UX design for low-connectivity environments.

Culture & Values

•       Agile: Build fast, learn fast, adapt to regulatory and market changes.

•       Collaborative: Cross-functional teamwork across global and local teams.

•       Transparent: Engineering excellence aligned with compliance and ethics.

Location

Africa: Maputo, Mozambique — Relocation Supported